Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) - 93078IA0070057 Health Insurance Plan

Medica Insurance Company health insurance plan with the Plan ID 93078IA0070057. The plan is called Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers).

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 100.00% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 0.00% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 93078IA0070057
Health Insurance Plan Year 2023
State Iowa
Health Insurance Issuer Medica Insurance Company
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 93078IA0070057-02
Provider Network(s) ['IAN003']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Tue, 16 Apr 2024 06:19 GMT).

Providers Iowa All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 93078IA0070057-00

Standard On Exchange Plan - 93078IA0070057-01

Open to Indians below 300% FPL - 93078IA0070057-02

Open to Indians above 300% FPL - 93078IA0070057-03

73% AV Silver Plan - 93078IA0070057-04

87% AV Silver Plan - 93078IA0070057-05

94% AV Silver Plan - 93078IA0070057-06

Last Plan Update Date Wed, 17 Aug 2022 00:00 GMT
Last Import Date Tue, 16 Apr 2024 06:19 GMT

Benefits of Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan, 93078IA0070057-02

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited

Exclusions: Excludes abortions that are elective, except abortions performed when the life of the mother is at risk.

Elective, induced abortions are not covered, except as medically necessary to protect the life of the mother.

NO
Accidental Dental
YES

0.00%

100.00%
Acupuncture
NO
Allergy Testing
YES

0.00%

100.00%
Bariatric Surgery
YES

0.00%

100.00%
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

0.00%

100.00%
Chiropractic Care
YES

$0.00

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

0.00%

100.00%
Dental Check-Up for Children
NO
Diabetes Education
YES

0.00%

100.00%
Dialysis
YES

0.00%

100.00%
Durable Medical Equipment
YES

0.00%

100.00%
Emergency Room Services
YES

0.00%

0.00%
Emergency Transportation/Ambulance
YES

0.00%

0.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Benefit Period

YES

0.00%

100.00%
Gender Affirming Care
YES

0.00%

100.00%
Generic Drugs
YES

$0.00

100.00%
Habilitation Services

Treatment for Autism with speech therapy, occupational therapy, or physical therapy is covered.

YES

0.00%

100.00%
Hearing Aids
NO
Home Health Care Services
YES

0.00%

100.00%
Hospice Services

Care (generally in a home setting) for patients who are terminally ill and who have a life expectancy of six months or less. Hospice respite care has a quantity limit of 15 inpatient days and 15 outpatient days per lifetime. Hospice respite care must be used in increments of not more than five days at a time.

YES

0.00%

100.00%
Imaging (CT/PET Scans, MRIs)
YES

0.00%

100.00%
Infertility Treatment

Exclusions: Artificial insemination, in vitro fertilization and other limitations and exclusions apply.

YES

0.00%

100.00%
Infusion Therapy
YES

0.00%

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

0.00%

100.00%
Inpatient Physician and Surgical Services
YES

0.00%

100.00%
Laboratory Outpatient and Professional Services
YES

0.00%

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

0.00%

100.00%
Mental/Behavioral Health Outpatient Services
YES

$0.00

100.00%
Non-Preferred Brand Drugs
YES

$0.00

100.00%
Nutritional Counseling
NO
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$0.00

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

0.00%

100.00%
Outpatient Rehabilitation Services
YES

0.00%

100.00%
Outpatient Surgery Physician/Surgical Services
YES

0.00%

100.00%
Preferred Brand Drugs

Prescription insulin will not exceed $25 per prescription unit

YES

$0.00

100.00%
Prenatal and Postnatal Care
YES

0.00%

100.00%
Preventive Care/Screening/Immunization
YES

No Charge

100.00%
Primary Care Visit to Treat an Injury or Illness
YES

$0.00

100.00%
Private-Duty Nursing

Plan refers to home skilled nursing as private duty nursing. Home skilled nursing is intended to provide a safe transition from other levels of care when medically necessary, to provide teaching to caregivers for ongoing care, or to provide short-term treatments that can be safely administered in the home setting.

YES

0.00%

100.00%
Prosthetic Devices
YES

0.00%

100.00%
Radiation
YES

0.00%

100.00%
Reconstructive Surgery
YES

0.00%

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy
YES

$0.00

100.00%
Rehabilitative Speech Therapy
YES

$0.00

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Benefit Period

YES

$0.00

100.00%
Routine Foot Care
NO
Skilled Nursing Facility
YES

0.00%

100.00%
Specialist Visit
YES

$0.00

100.00%
Specialty Drugs
YES

$0.00

100.00%
Substance Abuse Disorder Inpatient Services
YES

0.00%

100.00%
Substance Abuse Disorder Outpatient Services
YES

$0.00

100.00%
Transplant
YES

0.00%

100.00%
Treatment for Temporomandibular Joint Disorders
YES

0.00%

100.00%
Urgent Care Centers or Facilities
YES

$0.00

$0.00
Weight Loss Programs
NO
Well Baby Visits and Care
YES

No Charge

100.00%
X-rays and Diagnostic Imaging
YES

0.00%

100.00%

Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan Variant 93078IA0070057-02 Attributes

Plan Attribute Value
AV Calculator Output Number 1
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2023
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Zero Cost Sharing Plan Variation
Dental Only Plan No
Design Type Design 1
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy
EHB Percent of Total Premium 1
First Tier Utilization 100%
Formulary ID IAF029
Formulary URL URL
HIOS Product ID 93078IA007
Import Date 8/17/2022 20:01
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan New
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 93078
Issuer Marketplace Marketing Name Medica
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID IAN003
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Services
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency Services
Plan Brochure URL
Plan Effective Date 1/1/2023
Plan Expiration Date 12/31/2023
Plan ID (Standard Component ID with Variant) 93078IA0070057-02
Plan Marketing Name Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers)
Plan Type EPO
Plan Variant Marketing Name Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers)
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $0
SBC Scenario, Having a Baby, Copayment $0
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $0
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $0
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID IAS003
Source Name SERFF
Plan ID 93078IA0070057
State Code IA
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $0
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $0
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 0.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, Out of Network, Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $0
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group $0 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person $0 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual $0
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan, 93078IA0070057

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers), 93078IA0070057 Health Insurance Plan, 93078IA0070057

  • Does Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan, 93078IA0070057 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (93078IA0070057) Health Insurance Plan, Variant (93078IA0070057-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy

    Does (93078IA0070057) Health Insurance Plan, Variant (93078IA0070057-02) have Out Of Country Coverage?

    Yes. Details: Emergency Services

    Does (93078IA0070057) Health Insurance Plan, Variant (93078IA0070057-02) have Out of Service Area Coverage?

    Yes. Details: Emergency Services

    Does (93078IA0070057) Health Insurance Plan, Variant (93078IA0070057-02) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol, Low Back Pain, Pain Management, Pregnancy

    Does Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan, Variant (93078IA0070057-02) offer Disease Management Programs for Asthma?

    Yes, the Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan Variant 93078IA0070057-02 offers Disease Management Program for Asthma.

    Does Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan, Variant (93078IA0070057-02) offer Disease Management Programs for Heart disease?

    Yes, the Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan Variant 93078IA0070057-02 offers Disease Management Program for Heart disease.

    Does Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan, Variant (93078IA0070057-02) offer Disease Management Programs for Depression?

    Yes, the Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan Variant 93078IA0070057-02 offers Disease Management Program for Depression.

    Does Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan, Variant (93078IA0070057-02) offer Disease Management Programs for Diabetes?

    Yes, the Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan Variant 93078IA0070057-02 offers Disease Management Program for Diabetes.

    Does Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan, Variant (93078IA0070057-02) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan Variant 93078IA0070057-02 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan, Variant (93078IA0070057-02) offer Disease Management Programs for Low back pain?

    Yes, the Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan Variant 93078IA0070057-02 offers Disease Management Program for Low back pain.

    Does Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan, Variant (93078IA0070057-02) offer Disease Management Programs for Pregnancy?

    Yes, the Inspire by Medica Silver Standard ($0 Virtual Care with Designated Providers) Health Insurance Plan Variant 93078IA0070057-02 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Tue, 16 Apr 2024 06:19 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API