Confident Care Gold 1 - 40047MI0010001 Health Insurance Plan

Molina Healthcare of Michigan, Inc. health insurance plan with the Plan ID 40047MI0010001. The plan is called Confident Care Gold 1.

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 78.01% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 21.99% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 40047MI0010001
Health Insurance Plan Year 2023
State Michigan
Health Insurance Issuer Molina Healthcare of Michigan, Inc.
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 40047MI0010001-03
Provider Network(s) ['MIN001']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Wed, 27 Mar 2024 12:10 GMT).

Providers Michigan All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 40047MI0010001-00

Standard On Exchange Plan - 40047MI0010001-01

Open to Indians below 300% FPL - 40047MI0010001-02

Open to Indians above 300% FPL - 40047MI0010001-03

Last Plan Update Date Tue, 29 Nov 2022 00:00 GMT
Last Import Date Wed, 27 Mar 2024 12:10 GMT

Benefits of Confident Care Gold 1 Health Insurance Plan, 40047MI0010001-03

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

25.00% Coinsurance after deductible

100.00%
Acupuncture
NO
Allergy Testing
YES

$20.00

100.00%
Bariatric Surgery

Limit: 1.0 Procedure(s) per Lifetime

Cost sharing listed matches Inpatient Physician and Surgical Services cost share, which is typical for most enrollees.

YES

25.00% Coinsurance after deductible

100.00%
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

30.00% Coinsurance after deductible

100.00%
Chiropractic Care

Limit: 30.0 Visit(s) per Year

Limit combined with OT and PT.

YES

$50.00

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care

Cost sharing listed matches Inpatient Physician and Surgical Services cost share, which is typical for most enrollees.

YES

25.00% Coinsurance after deductible

100.00%
Dental Check-Up for Children
NO
Diabetes Education
YES

No Charge

100.00%
Dialysis
YES

$50.00

100.00%
Durable Medical Equipment
YES

25.00% Coinsurance after deductible

100.00%
Emergency Room Services
YES

25.00% Coinsurance after deductible

25.00% Coinsurance after deductible
Emergency Transportation/Ambulance
YES

25.00% Coinsurance after deductible

25.00% Coinsurance after deductible
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

YES

No Charge

100.00%
Gender Affirming Care
NO
Generic Drugs
YES

$15.00

100.00%
Habilitation Services

Limit: 30.0 Visit(s) per Year

Yearly limits: PT and OT: 30 visits, Speech: 30 visits.

YES

$50.00

100.00%
Hearing Aids
NO
Home Health Care Services
YES

No Charge

100.00%
Hospice Services

Limit: 45.0 Days per Year

Coverage includes inpatient and outpatient hospice care. Limitation applies to facility-based care only. Home-based hospice care has no quanitative limit.

YES

No Charge

100.00%
Imaging (CT/PET Scans, MRIs)
YES

25.00% Coinsurance after deductible

100.00%
Infertility Treatment

Underlying causes only. Cost sharing listed matches Outpatient Surgery Physician/Surgical Services cost share, which is typical for most enrollees.

YES

25.00% Coinsurance after deductible

100.00%
Infusion Therapy

Cost sharing listed matches Outpatient Surgery Physician/Surgical Services cost share, which is typical for most enrollees

YES

25.00% Coinsurance after deductible

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

25.00% Coinsurance after deductible

100.00%
Inpatient Physician and Surgical Services
YES

25.00% Coinsurance after deductible

100.00%
Laboratory Outpatient and Professional Services
YES

$15.00

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

25.00% Coinsurance after deductible

100.00%
Mental/Behavioral Health Outpatient Services
YES

$20.00

100.00%
Non-Preferred Brand Drugs
YES

30.00% Coinsurance after deductible

100.00%
Nutritional Counseling

Limit: 6.0 Visit(s) per Year

Dietician Services.

YES

No Charge

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$20.00

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

25.00% Coinsurance after deductible

100.00%
Outpatient Rehabilitation Services

Limit: 30.0 Visit(s) per Year

PT/OT/Chiro - combined visits per contract year; 30 ST per contract year; 30 cardiac/pulmonary visits per contract year.

YES

$50.00

100.00%
Outpatient Surgery Physician/Surgical Services
YES

25.00% Coinsurance after deductible

100.00%
Preferred Brand Drugs
YES

$50.00

100.00%
Prenatal and Postnatal Care
YES

No Charge

100.00%
Preventive Care/Screening/Immunization
YES

No Charge

100.00%
Primary Care Visit to Treat an Injury or Illness
YES

$20.00

100.00%
Private-Duty Nursing
NO
Prosthetic Devices
YES

25.00% Coinsurance after deductible

100.00%
Radiation
YES

25.00% Coinsurance after deductible

100.00%
Reconstructive Surgery

Cost sharing listed matches Inpatient Physician and Surgical Services cost share, which is typical for most enrollees.

YES

25.00% Coinsurance after deductible

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limit: 30.0 Visit(s) per Year

Combined with chiro.

YES

$50.00

100.00%
Rehabilitative Speech Therapy

Limit: 30.0 Visit(s) per Year

YES

$50.00

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Exam(s) per Year

YES

No Charge

100.00%
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 45.0 Days per Year

YES

25.00% Coinsurance after deductible

100.00%
Specialist Visit
YES

$50.00

100.00%
Specialty Drugs
YES

30.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Inpatient Services
YES

25.00% Coinsurance after deductible

100.00%
Substance Abuse Disorder Outpatient Services
YES

$20.00

100.00%
Transplant

Cost sharing listed matches Inpatient Physician and Surgical Services cost share, which is typical for most enrollees.

YES

25.00% Coinsurance after deductible

100.00%
Treatment for Temporomandibular Joint Disorders

Coverage includes medical care or services to treat dysfunction or TMJS resulting from a medical cause or injury, Office visits for medical evaluation and treatment, X-rays of the temporomandibular joint including contrast studies, but not dental X-rays, Myofunctional therapy and Surgery to the temporomandibular joint, such as condylectomy, meniscectomy, arthrotomy, and arthrocentesis.

YES

25.00% Coinsurance after deductible

100.00%
Urgent Care Centers or Facilities
YES

$20.00

100.00%
Weight Loss Programs
YES

No Charge

100.00%
Well Baby Visits and Care
YES

No Charge

100.00%
X-rays and Diagnostic Imaging
YES

25.00% Coinsurance after deductible

100.00%

Confident Care Gold 1 LCS Health Insurance Plan Variant 40047MI0010001-03 Attributes

Plan Attribute Value
AV Calculator Output Number 0.780148153
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2023
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Limited Cost Sharing Plan Variation
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol
EHB Percent of Total Premium 1
First Tier Utilization 100%
Formulary ID MIF001
Formulary URL URL
HIOS Product ID 40047MI001
Import Date 11/29/2022 20:01
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer ID 40047
Issuer Marketplace Marketing Name Molina Healthcare
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Gold
Multiple In Network Tiers No
National Network No
Network ID MIN001
Out of Country Coverage No
Out of Service Area Coverage No
Plan Brochure URL
Plan Effective Date 1/1/2023
Plan Expiration Date 12/31/2023
Plan ID (Standard Component ID with Variant) 40047MI0010001-03
Plan Marketing Name Confident Care Gold 1
Plan Type HMO
Plan Variant Marketing Name Confident Care Gold 1 LCS
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $2,400
SBC Scenario, Having a Baby, Copayment $300
SBC Scenario, Having a Baby, Deductible $1,900
SBC Scenario, Having a Baby, Limit $0
SBC Scenario, Having Diabetes, Coinsurance $0
SBC Scenario, Having Diabetes, Copayment $1,200
SBC Scenario, Having Diabetes, Deductible $800
SBC Scenario, Having Diabetes, Limit $0
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $0
SBC Scenario, Treatment of a Simple Fracture, Copayment $400
SBC Scenario, Treatment of a Simple Fracture, Deductible $1,700
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID MIS001
Source Name SERFF
Plan ID 40047MI0010001
State Code MI
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group $18200 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person $9100 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual $9,100
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group $3800 per group
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person $1900 per person
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual $1,900
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 25.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $3800 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $1900 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $1,900
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $18200 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $9100 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $9,100
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design No
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Confident Care Gold 1 Health Insurance Plan, 40047MI0010001

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Confident Care Gold 1, 40047MI0010001 Health Insurance Plan, 40047MI0010001

  • Does Confident Care Gold 1 Health Insurance Plan, 40047MI0010001 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (40047MI0010001) Health Insurance Plan, Variant (40047MI0010001-03) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol

    Does (40047MI0010001) Health Insurance Plan, Variant (40047MI0010001-03) have Out Of Country Coverage?

    No, unfortunately there is no Out Of Country Coverage for this Health Insurance Plan (variant of plan).

    Does (40047MI0010001) Health Insurance Plan, Variant (40047MI0010001-03) have Out of Service Area Coverage?

    No, unfortunately there is no Out of Service Area Coverage for this Health Insurance Plan (variant of plan).

    Does (40047MI0010001) Health Insurance Plan, Variant (40047MI0010001-03) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Depression, Diabetes, High Blood Pressure & High Cholesterol

    Does Confident Care Gold 1 LCS Health Insurance Plan, Variant (40047MI0010001-03) offer Disease Management Programs for Asthma?

    Yes, the Confident Care Gold 1 LCS Health Insurance Plan Variant 40047MI0010001-03 offers Disease Management Program for Asthma.

    Does Confident Care Gold 1 LCS Health Insurance Plan, Variant (40047MI0010001-03) offer Disease Management Programs for Heart disease?

    Yes, the Confident Care Gold 1 LCS Health Insurance Plan Variant 40047MI0010001-03 offers Disease Management Program for Heart disease.

    Does Confident Care Gold 1 LCS Health Insurance Plan, Variant (40047MI0010001-03) offer Disease Management Programs for Depression?

    Yes, the Confident Care Gold 1 LCS Health Insurance Plan Variant 40047MI0010001-03 offers Disease Management Program for Depression.

    Does Confident Care Gold 1 LCS Health Insurance Plan, Variant (40047MI0010001-03) offer Disease Management Programs for Diabetes?

    Yes, the Confident Care Gold 1 LCS Health Insurance Plan Variant 40047MI0010001-03 offers Disease Management Program for Diabetes.

    Does Confident Care Gold 1 LCS Health Insurance Plan, Variant (40047MI0010001-03) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Confident Care Gold 1 LCS Health Insurance Plan Variant 40047MI0010001-03 offers Disease Management Program for High blood pressure & high cholesterol.

 

Disclaimer: This is based on the import(Date: Wed, 27 Mar 2024 12:10 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API