Cigna Connect 0B - 99248TN0060104 Health Insurance Plan

Cigna Health and Life Insurance Company health insurance plan with the Plan ID 99248TN0060104. The plan is called Cigna Connect 0B.

Based on the data of Health Plan Issuer, this plan has an actuarial value of 71.33% (the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 28.67% of the costs of all covered benefits (according to the Issuer).

Based on the AV Calculator by CMS.gov, the plan has an actuarial value of 75.54% (we converted the output of AV Calculator to percentage to compare with data provided by Issuer, it shows the percentage of total average costs for covered benefits that a plan will cover). So, on average, you would be responsible for 24.46% of the costs of all covered benefits (according to the AV Calculator by CMS.gov). More information about AV Calculator methodology.

Health Insurance Plan ID 99248TN0060104
Health Insurance Plan Year 2023
State Tennessee
Health Insurance Issuer Cigna Health and Life Insurance Company
Plan Formulary Description URL Formulary URL
Plan Marketing Materials URL Marketing URL
Health Insurance Plan Variant 99248TN0060104-00
Provider Network(s) ['TNN001']
In Network Doctors

*The data available in our database based on Health Insurance Company Open Data (update: Wed, 27 Mar 2024 12:10 GMT).

Providers Tennessee All US States
All N/A N/A
PCP N/A N/A
Allergy N/A N/A
OB/GYN N/A N/A
Dentists N/A N/A
Available Variants of the Health Plan

Standard Off Exchange Plan - 99248TN0060104-00

Standard On Exchange Plan - 99248TN0060104-01

Open to Indians below 300% FPL - 99248TN0060104-02

Open to Indians above 300% FPL - 99248TN0060104-03

73% AV Silver Plan - 99248TN0060104-04

87% AV Silver Plan - 99248TN0060104-05

94% AV Silver Plan - 99248TN0060104-06

Last Plan Update Date Sat, 17 Dec 2022 00:00 GMT
Last Import Date Wed, 27 Mar 2024 12:10 GMT

Benefits of Cigna Connect 0B Health Insurance Plan, 99248TN0060104-00

Benefit Covered In Network Out Of Network
Abortion for Which Public Funding is Prohibited
NO
Accidental Dental
YES

50.00%

100.00%
Acupuncture
NO
Allergy Testing
YES

50.00%

100.00%
Bariatric Surgery
NO
Basic Dental Care - Adult
NO
Basic Dental Care - Child
NO
Chemotherapy
YES

50.00%

100.00%
Chiropractic Care

Limit: 20.0 Visit(s) per Year

YES

50.00%

100.00%
Cosmetic Surgery
NO
Delivery and All Inpatient Services for Maternity Care
YES

50.00%

100.00%
Dental Check-Up for Children
NO
Diabetes Education
YES

No Charge

100.00%
Dialysis

Benefit depends on place of treatment.

YES

50.00%

100.00%
Durable Medical Equipment
YES

50.00%

100.00%
Emergency Room Services

Out-of-network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

50.00%

50.00%
Emergency Transportation/Ambulance

Out-of-network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

50.00%

50.00%
Eye Glasses for Children

Limit: 1.0 Item(s) per Year

Up to age 19. One pair of glasses (lenses and frames from the pediatric selection) per year. May receive one pair of contact lenses, including professional services, in lieu of lenses and frame benefit. May not receive contact lenses and frames/lenses in same benefit year.

YES

No Charge

100.00%
Gender Affirming Care
NO
Generic Drugs

Cost sharing shown applies to Tier 1-Preferred Generic Drugs only. See Summary of Benefits and the policy or service agreement for more information on an additional category, Tier 2-Generic Drugs, which may apply a higher cost share. Up to a 30 day supply at any participating pharmacy, or up to a 90 day supply at any participating 90 day retail pharmacy. You pay a copayment for each 30 day supply. Formulary Diabetic Supplies are covered at no charge. Refer to the prescription drug list for more information.

YES

$5.00

100.00%
Habilitation Services

Physical Therapy limited to 20 visits per year; Occupational Therapy limited to 20 visits per year; Speech Therapy limited to 20 visits per year.

YES

50.00%

100.00%
Hearing Aids

Hearing Aid Devices - 1 Hearing Aid per ear, every 3 years Hearing Aid Exam/Evaluation - Only services necessary to select, fit and adjust the hearing aid are included in this benefit. Bone Anchored Hearing Aids - Not Covered

YES

50.00%

100.00%
Home Health Care Services

Limit: 60.0 Visit(s) per Year

YES

50.00%

100.00%
Hospice Services
YES

50.00%

100.00%
Imaging (CT/PET Scans, MRIs)
YES

50.00%

100.00%
Infertility Treatment
NO
Infusion Therapy
YES

50.00%

100.00%
Inpatient Hospital Services (e.g., Hospital Stay)
YES

50.00%

100.00%
Inpatient Physician and Surgical Services
YES

50.00%

100.00%
Laboratory Outpatient and Professional Services

Refer to the policy for more information regarding Diabetes.

YES

50.00%

100.00%
Long-Term/Custodial Nursing Home Care
NO
Major Dental Care - Adult
NO
Major Dental Care - Child
NO
Mental/Behavioral Health Inpatient Services
YES

50.00%

100.00%
Mental/Behavioral Health Outpatient Services

This benefit applies to All Other Outpatient Services excluding Office Visits. Please refer to the Specialist Office Visit benefit and to the SBC for more information.

YES

50.00%

100.00%
Non-Preferred Brand Drugs

Up to a 30 day supply at any participating pharmacy, or up to a 90 day supply at any participating 90 day retail pharmacy.

YES

50.00%

100.00%
Nutritional Counseling

Unlimited visits limited to Nutritional Counseling associated with Home Health and Diabetes Management. Services associated with Preventive Care are covered at the Preventive Care benefit level and treatment described in connection with a mental health or substance abuse diagnosis are covered at the Outpatient Mental Health benefit level

YES

50.00%

100.00%
Orthodontia - Adult
NO
Orthodontia - Child
NO
Other Practitioner Office Visit (Nurse, Physician Assistant)
YES

$100.00

100.00%
Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
YES

50.00%

100.00%
Outpatient Rehabilitation Services

Physical Therapy limited to 20 visits per year; Occupational Therapy limited to 20 visits per year; Speech Therapy limited to 20 visits per year.

YES

50.00%

100.00%
Outpatient Surgery Physician/Surgical Services
YES

50.00%

100.00%
Preferred Brand Drugs

Up to a 30 day supply at any participating pharmacy, or up to a 90 day supply at any participating 90 day retail pharmacy. Formulary Diabetic Supplies are covered at no charge. Refer to the prescription drug list for more information.

YES

50.00%

100.00%
Prenatal and Postnatal Care
YES

50.00%

100.00%
Preventive Care/Screening/Immunization
YES

No Charge

100.00%
Primary Care Visit to Treat an Injury or Illness

Refer to the policy for more information about Virtual Care Services.

YES

$45.00

100.00%
Private-Duty Nursing
NO
Prosthetic Devices
YES

50.00%

100.00%
Radiation
YES

50.00%

100.00%
Reconstructive Surgery
YES

50.00%

100.00%
Rehabilitative Occupational and Rehabilitative Physical Therapy

Limited to 20 visits per year for Occupational therapy and 20 visits per year for Physical therapy; same visits and coverage apply to habilitative services.

YES

50.00%

100.00%
Rehabilitative Speech Therapy

Limit: 20.0 Visit(s) per Year

Same limits and coverage apply for habilitative services.

YES

50.00%

100.00%
Routine Dental Services (Adult)
NO
Routine Eye Exam (Adult)
NO
Routine Eye Exam for Children

Limit: 1.0 Visit(s) per Year

Up to age 19.

YES

No Charge

100.00%
Routine Foot Care
NO
Skilled Nursing Facility

Limit: 60.0 Days per Year

YES

50.00%

100.00%
Specialist Visit

Includes Mental Health Office Visits and Substance Use Disorder Office Visits.

YES

$100.00

100.00%
Specialty Drugs

Including other high cost drugs. Up to a 30 day supply at any participating pharmacy, or up to a 30 day supply at any participating 90 day retail pharmacy.

YES

50.00%

100.00%
Substance Abuse Disorder Inpatient Services
YES

50.00%

100.00%
Substance Abuse Disorder Outpatient Services

This benefit applies to All Other Outpatient Services excluding Office Visits. Please refer to the Specialist Office Visit benefit and to the SBC for more information.

YES

50.00%

100.00%
Tier 2 Generic Drugs

Up to a 30 day supply at any participating pharmacy, or up to a 90 day supply at any participating 90 day retail pharmacy. You pay a copayment for each 30 day supply.

YES

$35.00

100.00%
Transplant

Lifesource Transplant Network travel benefit maximum of $10,000 per insured person per transplant. Coverage for travel expenses not available for services outside of the Lifesource Transplant Network.

YES

50.00%

100.00%
Treatment for Temporomandibular Joint Disorders
YES

50.00%

100.00%
Urgent Care Centers or Facilities

Out-of-network: You pay the same level as In-network if it is an emergency as defined in your plan, otherwise Not covered.

YES

$60.00

$60.00
Weight Loss Programs
NO
Well Baby Visits and Care
YES

No Charge

100.00%
X-rays and Diagnostic Imaging
YES

50.00%

100.00%

Cigna Connect 0B Health Insurance Plan Variant 99248TN0060104-00 Attributes

Plan Attribute Value
AV Calculator Output Number 0.755395994
Begin Primary Care Cost-Sharing After Number Of Visits 0
Begin Primary Care Deductible Coinsurance After Number Of Copays 0
Business Year 2023
Child-Only Offering Allows Adult and Child-Only
Composite Rating Offered No
CSR Variation Type Standard Silver Off Exchange Plan
Dental Only Plan No
Design Type Not Applicable
Disease Management Programs Offered Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy
EHB Percent of Total Premium 1
First Tier Utilization 100%
Formulary ID TNF011
Formulary URL URL
HIOS Product ID 99248TN006
Import Date 12/17/2022 1:01
Limited Cost Sharing Plan Variation - Estimated Advanced Payment $0.00
Inpatient Copayment Maximum Days 0
HSA Eligible No
New/Existing Plan Existing
Notice Required for Pregnancy No
Is a Referral Required for Specialist? No
Issuer Actuarial Value 71.33%
Issuer ID 99248
Issuer Marketplace Marketing Name Cigna Healthcare
Market Coverage Individual
Medical Drug Deductibles Integrated Yes
Medical Drug Maximum Out of Pocket Integrated Yes
Metal Level Silver
Multiple In Network Tiers No
National Network No
Network ID TNN001
Out of Country Coverage Yes
Out of Country Coverage Description Emergency Services Only
Out of Service Area Coverage Yes
Out of Service Area Coverage Description Emergency Services Only
Plan Brochure URL
Plan Effective Date 1/1/2023
Plan Expiration Date 12/31/2023
Plan ID (Standard Component ID with Variant) 99248TN0060104-00
Plan Marketing Name Cigna Connect 0B
Plan Type EPO
Plan Variant Marketing Name Cigna Connect 0B
QHP/Non QHP Both
SBC Scenario, Having a Baby, Coinsurance $6,300
SBC Scenario, Having a Baby, Copayment $10
SBC Scenario, Having a Baby, Deductible $0
SBC Scenario, Having a Baby, Limit $60
SBC Scenario, Having Diabetes, Coinsurance $500
SBC Scenario, Having Diabetes, Copayment $1,000
SBC Scenario, Having Diabetes, Deductible $0
SBC Scenario, Having Diabetes, Limit $20
SBC Scenario, Treatment of a Simple Fracture, Coinsurance $1,000
SBC Scenario, Treatment of a Simple Fracture, Copayment $300
SBC Scenario, Treatment of a Simple Fracture, Deductible $0
SBC Scenario, Treatment of a Simple Fracture, Limit $0
Service Area ID TNS001
Source Name HIOS
Plan ID 99248TN0060104
State Code TN
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Combined In/Out Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Combined In/Out of Network, Individual Not Applicable
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Default Coinsurance 50.00%
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Group $0 per group
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Family Per Person $0 per person
Combined Medical and Drug EHB Deductible, In Network (Tier 1), Individual $0
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Group per group not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Family Per Person per person not applicable
Combined Medical and Drug EHB Deductible, Out of Network, Individual Not Applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Group $18200 per group
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Family Per Person $9100 per person
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), In Network (Tier 1), Individual $9,100
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Group per group not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Family Per Person per person not applicable
Maximum Out of Pocket for Medical and Drug EHB Benefits (Total), Out of Network, Individual Not Applicable
Unique Plan Design Yes
URL for Enrollment Payment URL
URL for Summary of Benefits & Coverage URL
Wellness Program Offered No

Copay & Coinsurance of Cigna Connect 0B Health Insurance Plan, 99248TN0060104

Drug Tier Pharmacy Type Copay amount Copay option Coinsurance rate Coinsurance option Mail Order

Frequently Asked Questions(FAQ) about Cigna Connect 0B, 99248TN0060104 Health Insurance Plan, 99248TN0060104

  • Does Cigna Connect 0B Health Insurance Plan, 99248TN0060104 support Mail Ordering?

    Unfortunately, this health insurance plan does not support mail ordering or the plan data in not available.

  • Does (99248TN0060104) Health Insurance Plan, Variant (99248TN0060104-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy

    Does (99248TN0060104) Health Insurance Plan, Variant (99248TN0060104-00) have Out Of Country Coverage?

    Yes. Details: Emergency Services Only

    Does (99248TN0060104) Health Insurance Plan, Variant (99248TN0060104-00) have Out of Service Area Coverage?

    Yes. Details: Emergency Services Only

    Does (99248TN0060104) Health Insurance Plan, Variant (99248TN0060104-00) offer Disease Management Programs?

    Yes, and here is the list of available programs: Asthma, Heart Disease, Diabetes, High Blood Pressure & High Cholesterol, Pregnancy

    Does Cigna Connect 0B Health Insurance Plan, Variant (99248TN0060104-00) offer Disease Management Programs for Asthma?

    Yes, the Cigna Connect 0B Health Insurance Plan Variant 99248TN0060104-00 offers Disease Management Program for Asthma.

    Does Cigna Connect 0B Health Insurance Plan, Variant (99248TN0060104-00) offer Disease Management Programs for Heart disease?

    Yes, the Cigna Connect 0B Health Insurance Plan Variant 99248TN0060104-00 offers Disease Management Program for Heart disease.

    Does Cigna Connect 0B Health Insurance Plan, Variant (99248TN0060104-00) offer Disease Management Programs for Diabetes?

    Yes, the Cigna Connect 0B Health Insurance Plan Variant 99248TN0060104-00 offers Disease Management Program for Diabetes.

    Does Cigna Connect 0B Health Insurance Plan, Variant (99248TN0060104-00) offer Disease Management Programs for High blood pressure & high cholesterol?

    Yes, the Cigna Connect 0B Health Insurance Plan Variant 99248TN0060104-00 offers Disease Management Program for High blood pressure & high cholesterol.

    Does Cigna Connect 0B Health Insurance Plan, Variant (99248TN0060104-00) offer Disease Management Programs for Pregnancy?

    Yes, the Cigna Connect 0B Health Insurance Plan Variant 99248TN0060104-00 offers Disease Management Program for Pregnancy.

 

Disclaimer: This is based on the import(Date: Wed, 27 Mar 2024 12:10 GMT) of the data from Healthcare Issuers listed by CMS. While we make every effort to ensure that data is accurate, you should assume all results are unvalidated. Source: CMS.gov, HealthPorta HEALTHCARE MRF API